What was your highest ever insurance quote?

Vard66 · Post by **Vard66** » Wed Mar 19, 2008 3:43 am

1:The company who produced the quote,
2:The sum quoted,
3:The car it was a quote for,
4:Your age at the time,
5: Your driving experience at the time,
6: Your NCB at the time,
7: Miscelaneous, e.g: mods declared, named drivers etc...

Two reasons. First and foremost, for amusement purposes.
Secondly to see if there is a general trend, or lower/higher average over several customers for different insurers.

Sheaf · Post by **Sheaf** » Wed Mar 19, 2008 9:52 am

Insurer - CIS
Age 22
NCB 1
Rover 216 coupe (std)
TPFT
4 yrs experience (no incidents or claims)
£1980ish

I had only paid £850 in my first year, so I laughed at them. They seemed quite surprised.

Ended up going with Flux that year, cant remember how much it was, somewhere around £720 I think.

Quotes vary sooo much though. The ATR costs me £600 a year FC now with elephant, yet when I got a quote via sky insurance (who lots of ATR owners find the cheapest) they wanted to charge me £900. That's a huge difference really.
Getting into the realms of cheap insurance next year.. turn 25. £450 for a group 17 car thank you very much.

Null_Byte · Post by **Null_Byte** » Wed Mar 19, 2008 10:09 am

Think I might have this one

1:Budget
2:£9,800
3:LR SIII
4:17
5: Just passed test
6: 0
7: No mods declared, just for a laugh.

EggBeard · Post by **EggBeard** » Wed Mar 19, 2008 10:45 am

1:Hill House Hammond
2:£3,800
3:Fiesta RS Turbo
4:17
5: Doing lessons
6: 0
7: None

I remember the guy saving all his work before he calculated the quote in case it broke his pc XD

Post by **MarkCoupe** » Wed Mar 19, 2008 11:17 am

1: Tesco
2:3800 FC
3:93 216 Coupe in 2002
4:20
5: 2.5yrs
6: 1
7: CD10 just given for using a mobile.

mkandy · Post by **mkandy** » Wed Mar 19, 2008 11:46 am

1: Bell Insurance
2: £10,000
3: Rover 220 Coupe Turbo
4: 18
5: 1 Year
6: 1 Year
7: Standard Car!

turbosam · Post by **turbosam** » Wed Mar 19, 2008 12:17 pm

i had 1 last year for 2500 on confused think it was from AA considering im nearly 26 and have 3 yrs no claims soon to be 4 with no convictions that wasnt the one i took ended up with admiral for £420 fc

chrislandy · Post by **chrislandy** » Wed Mar 19, 2008 12:24 pm

1. not at liberty to say!
2. £1800 (4 months cover

)
3. Nissan Skyline R34
4. 28
5. err 11 years in fast cars
6. 10 years
7. err lots! 19's, 4" straight through exhust, FMIC, induction, lowered

Post by **agw_01** » Wed Mar 19, 2008 12:46 pm

1: CIS
2: £4400
3: Rover 214 SEi
4: 19
5: None
6: None
7: None

Luckily, it halved when I added Pass Plus into the equation.

xr4x4 · Post by **xr4x4** » Wed Mar 19, 2008 1:27 pm

agw_01 wrote:1: CIS
2: £4400
3: Rover 214 SEi
4: 19
5: None
6: None
7: None

Luckily, it halved when I added Pass Plus into the equation.

holy lord!!

Sheaf · Post by **Sheaf** » Wed Mar 19, 2008 1:50 pm

agw_01 wrote:1: CIS
2: £4400
3: Rover 214 SEi
4: 19
5: None
6: None
7: None

Luckily, it halved when I added Pass Plus into the equation.

For a 1.4!

Mental...

So glad I never bothered getting a car til I was 21. Must have saved about £3k+ on insurance.

rovex · Post by **rovex** » Wed Mar 19, 2008 2:07 pm

I was quoted over £2k once for a 416SLI, i was 28 with full no claims and no points! I assume they just didnt want my business for some reason.

shen · Post by **shen** » Wed Mar 19, 2008 2:18 pm

Norwhich Union
XR3i
£6200
age:24
1 years NCB
licence held for 5 years

girlfirend got quoted £5k on a corsa 1.4 aged 20

norwhich union still want 2k + from me on an XR3i ... i'm now 30, had my licence 11 years and have 3 years NCB.

some insurers often don't like your area it seems and will just quote you silly on anything.

Leo · Post by **Leo** » Wed Mar 19, 2008 2:30 pm

mkandy wrote:1: Bell Insurance
2: £10,000
3: Rover 220 Coupe Turbo
4: 18
5: 1 Year
6: 1 Year
7: Standard Car!

That is pure comedy dude.

bjrespect · Post by **bjrespect** » Wed Mar 19, 2008 6:14 pm

direct line
£18.000
subaru impreza sti type r 3 door coupe (import) yes they even had it on the system
17
0
0

for a laugh, and they were the only insurance company i could find that WOULD insure me and that was over the phone

paul888 · Post by **paul888** » Wed Mar 19, 2008 7:28 pm

1 :The company who produced the quote,
2 :The sum quoted,
3: The car it was a quote for,
4: Your age at the time,
5: Your driving experience at the time,
6: Your NCB at the time,
7: Miscelaneous, e.g: mods declared, named drivers etc...

1 :Adrian flux.
2 : £ 900
3 : Vauxhall cavalier 1.6 L mk2.
4 : 18 .
5 : Good probably covered over 90.000 miles at that age.
6 : None.
7 : No mods at that time apart from SRi front spolier .

shellis · Post by **shellis** » Wed Mar 19, 2008 7:57 pm

1:Adrian Flux
2:£2100
3:Rover 220 Coupe Turbo
4:19
5: 2 years on the road
6: 1 year NCB
7: Dump valve + Aftermarket exhaust declared

i accepted it as it was cheaper than the next "cheapest" quote of £2800

and it'll be back on the road soon but planning to do agreed value on her this time, so watch this space for a stooooopid quote

listie · Post by **listie** » Wed Mar 19, 2008 8:17 pm

1. AA
2. £15,500
3. Escort Cosworth Lux in Mallard Green
4. 18
5. Driving 1 year
6 1 Year NCB

munky · Post by **munky** » Thu Mar 20, 2008 9:22 pm

1:No idea, it was aaages ago.
2:£4500 (ish)
3:Bmw e30 325i sport
4:17 (well, it was worth a shot!)
5: 2 weeks.
6: errr....
7: It had 17's, was lowered and had engine mods... but I was given it free! (oh, and it had been rolled by the previous owner)

I was young and stupid, so I just drove it anyway... with the tax disc from my other car (a sierra) in it..

Two weeks later it went pop on the dual carriageway. The engine 'mods' included a hankie stretched over the intake as a filter... the hankie got sucked into the engine and it lunched itself.

Cue lots of smoke (enough to cover both carriageways), police turning up and me getting a big fine and a ban for driving without insurance and fraudulent use of a tax disc.

Suffice to say that for a long time after that my insurance premiums werent much better than the one I got for the 325.... lesson well and truly learnt.

Ross9 · Post by **Ross9** » Mon Mar 24, 2008 2:07 am

1:The company who produced the quote - Greenlight
2:The sum quoted - £1400
3:The car it was a quote for - Import Subaru WRX STI4 Type R
4:Your age at the time - 26
5: Your driving experience at the time - performance car (2.0 turbo for 3 years prior)
6: Your NCB at the time - 6 years
7: Miscelaneous, e.g: mods declared, named drivers etc... - exhaust, wheels, filter, boost controller, 255 @ wheels.

Two reasons. First and foremost, for amusement purposes.
Secondly to see if there is a general trend, or lower/higher average over several customers for different insurers.[/quote]

however I reckon the coupe works out worse

27, nigh on 28 now, 1000 mile per annum limited mileage, £520 FC, 8 years NCB, 11 points in last 5 years, all mods declared to nearly 190% of standard power.

Post by **Din** » Mon Mar 24, 2008 11:33 am

munky wrote: The engine 'mods' included a hankie stretched over the intake as a filter... the hankie got sucked into the engine and it lunched itself.

sorry but that tickled me lol

David-Ti · Post by **David-Ti** » Mon Mar 24, 2008 2:17 pm

1) viking ---? (cant remember exactly)
2) £7900
3) 216 GTi
4) 18
5) Just started learning in the 216 GTi
6) 0yrs
7) none

Gazza · Post by **Gazza** » Tue Mar 25, 2008 8:15 pm

I think I got this one...

1) I forget, it was so long ago (1991)
2) £20,000
3) Sierra Sapphire Cosworth Rouse Sport 302R
4) 27
5) Driving an XR2 and Rover 414 SLi at the time
6) Full NCB
7) 'Standard' car

Back in the bad old days when Blackbird Leys was on TV every night and I could have got insurance on a 911 Turbo cheaper! One of the few that would actually quote at the time.

munky · Post by **munky** » Wed Mar 26, 2008 12:29 am

Din wrote:
munky wrote: The engine 'mods' included a hankie stretched over the intake as a filter... the hankie got sucked into the engine and it lunched itself.
sorry but that tickled me lol

It was amusing... well... it wasnt at the time, but with the benefit of hindsight its comedy gold.

So young, so foolish...

stefaclese · Post by **stefaclese** » Wed Mar 26, 2008 12:33 am

£8000 TPFT when I was 17 with provisional license on a 1980 Jag S type V12 worth a grand

Vard66 · Post by **Vard66** » Wed Mar 26, 2008 1:55 am

Gazza wrote:I think I got this one...

1) I forget, it was so long ago (1991)
2) £20,000
3) Sierra Sapphire Cosworth Rouse Sport 302R
4) 27
5) Driving an XR2 and Rover 414 SLi at the time
6) Full NCB
7) 'Standard' car

Back in the bad old days when Blackbird Leys was on TV every night and I could have got insurance on a 911 Turbo cheaper! One of the few that would actually quote at the time.

Twenty friggin' grand? That's not excessive that's unreal...

Rovertech 2.0

What was your highest ever insurance quote?

What was your highest ever insurance quote?

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